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Philadelphia American
Brennan Healthcare Services

Fixed Benefit Insurance Plans

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In a world where medical expenses can be unpredictable, Brennan Healthcare Services offers a solid solution through our Fixed Benefit Insurance Plans. Designed to complement your primary health insurance, these plans provide an extra layer of financial security by paying set cash benefits for covered medical services. Whether you face an unexpected injury or a serious illness, our Fixed Benefit Insurance plans help manage the financial impact, making them an essential part of your overall health coverage strategy.

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Understanding Fixed Benefit Insurance:

Fixed Benefit Insurance, also known as indemnity insurance, offers a predetermined cash benefit for specific medical services, regardless of the actual costs. These plans are ideal for filling gaps in your primary health insurance, providing you with cash benefits that can be used to cover out-of-pocket expenses such as copays, deductibles, or even non-medical costs during recovery periods.

Features of Our Fixed Benefit Plans:

  • Cash Benefits: Receive direct payments that can be used for any purpose you choose—whether it's to cover medical bills or to compensate for lost income during recovery.
  • No Network Restrictions: You have the freedom to choose any doctor or healthcare facility without worrying about network limitations.
  • Immediate Coverage: Enjoy zero waiting periods, so your coverage starts as soon as your policy is active.
  • Flexible Coverage Options: Choose from various levels of coverage to suit your needs and budget, ensuring that you are neither underinsured nor overpaying.
  • Simple Claims Process: Our straightforward claims process makes it easy to receive your benefits without hassle.

Benefits of Choosing Brennan Healthcare Services for Fixed Benefit Insurance:

Supplemental Coverage

Our plans act as a financial safety net, supplementing your main health insurance to cover additional expenses that it does not cover.

Financial Control

With cash benefits paid directly to you, you maintain complete control over how to use the funds, helping you manage your healthcare finances better.

Predictable Support

Know exactly what you’ll receive if you need to use your insurance; there are no surprises with fixed benefit amounts.

Reduced Financial Stress

Minimize worries about how to pay for unexpected healthcare costs, allowing you to focus on your recovery.

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Ask about Philadelphia American's New Health Choice Select Fixed Benefit Health Insurance Plan for Individuals, Families, and Small Business Owners

Plan features include:

  • 40% Less than the ACA
  • Nation's Largest Network
  • Guaranteed Renewable
  • Keep Your Doctor
  • Choose Your Deductible
  • 20 Doctor Visits per Year
  • Free, No-Limit Telehealth
  • No Co-Pays/No Coinsurance
  • Toll-Free Concierge Service
  • Build the Plan that Suits You

Please call for a FREE quote!

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Why Choose Us?

At Brennan Healthcare Services, we understand the challenges that come with managing healthcare expenses. Our Fixed Benefit Insurance Plans are designed to provide predictable and straightforward benefits that help safeguard your finances against the unpredictable nature of medical costs. Serving Johns Creek, Duluth, and Buford GA, we are committed to offering insurance solutions that are not only comprehensive but also accessible to everyone.


To learn more about how our Fixed Benefit Insurance can help protect you and your family, contact Brennan Healthcare Services today. Let us help you secure a plan that gives you peace of mind and financial stability.

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